what is hard money?

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Getting a hard money loan is not as easy as it sounds. I receive plenty of questions regarding this topic. For this reason, I have deiced to list.

If you've ever bought a home and didn't qualify for traditional financing, you may be familiar with the terms "hard money loan" or "private money.

A hard money loan secured to real estate is a loan that is not purchase money. It is money loaned to a borrower, which is not always used to buy a home. You can get a hard money loan without owning a home at all — without any security for that loan — providing the lender feels you are a good credit risk.

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Hard money is an ongoing funding stream versus a one-time grant payment and can also refer to a currency backed by a gold standard or other precious metal.

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Costs of hard money loans are significantly higher than bank loans because they are funded by private investors. Here is a helpful hard money.

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