should i refinance house

Should I Refinance My House – Lake Water Real Estate – Very basic refinance decision. Should I refinance my house after five years if rates have dropped 1/2 of a percentage point and I plan to be in the house. If I refinance my mortgage I would like to change it to a 15 year fixed mortgage.

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Should I refinance my mortgage or sell my home? – –  · I am having trouble deciding if I should sell my home or refinance my mortgage. What factors should weigh in my decision? Our house is currently worth a little less than when we purchased it eight years ago. In the last eight years, my husband has been laid off two times. He is currently earning.

Should I Refinance If I’m Going to Sell? | – It might not be possible to sell a house immediately after refinancing it due to the bank’s owner occupancy requirements. There usually isn’t a formal rule in mortgage agreements that prohibits sales after a refinance. However, lenders always ask borrowers if they intend to use the house as their "primary residence."

Refinance your mortgage ;. How to know when to refinance your mortgage. Ellen Chang. May 6, If you plan to keep the house for less than the break-even time, you probably should stay in your.

DesPortes: To refinance or not to refinance, that is the question (column) – But just because a borrower can refinance their mortgage does not necessarily mean that they should refinance. buy down an interest rate or even take equity / proceeds out of the house in the.

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should i refinance house | Commercialloansnetwork – Should I refi now or wait for home values to rise? – We would like to refinance and have cash to pay down the mortgage so that we will have 5 percent equity in the house to refinance. I’d lean toward refinancing now versus waiting for home values to.

Does it make sense to refinance? Deciding if it makes sense to refinance starts with this question: What are your financial goals? Whether you want to lower your monthly payment, get a lower interest rate, shorten your term or do a cash-out refinance, our refinance calculator can help you determine if refinancing can help you meet your goals.

How Soon After You Purchase A Home Can You Refinance. –  · This also applies to refinance loans. With that said, there are economic reasons why it may not be a good idea for you to refinance.. The house is appraised around 250k but am getting for 200k.. they can’t get the items on sale as they are offering in the stores or online. trying to determine if I should proceed with the 203k program w.