Harp Loan Program Guidelines

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  1. –  · So, if you currently have a Jumbo loan you are not eligible for the HARP refinancing program in Florida. If you currently have mortgage insurance, be aware that the new HARP refinance will extend your mortgage insurance payments based on the new home value determined by Fannie Mae’s automated valuation model.

    HARP 2.0 Mortgage Refinance Loan Program Tips – Here are the general eligibility guidelines for HARP: There is no loan-to-value cap. able to fit into existing programs. More HARP updates will be released both by lenders and by Fannie and Freddie.